Bomb! New Interest-Free Installment Plan to Buy Your Cell Phone: Everything You Need to Know Before It's Gone

Attention, digital mice! The news we’ve all been waiting for has arrived. The new interest-free installment plan for buying cell phones is about to explode, and the biggest brands in the market are already on board. Samsung, Motorola, Apple, and Xiaomi are jumping on the interest-free financing train so you can get the latest in technology without breaking the bank.

What’s this all about? The official program allows you to buy devices in up to 12 fixed, interest-free installments, with prices that in many cases are frozen. Yes, you read that right: fixed installments and no interest that breaks your soul. Participating banks and online stores are already adjusting their platforms so you can apply right away.

But be careful, not everything is rosy. Quantities are limited, and the most sought-after models are expected to sell out within hours. That’s why it’s best to know exactly what you’re going to buy. Here we give you the hottest models from each brand:

Let’s start with Samsung. The Galaxy S24 Ultra is the king of the high-end: 6.8-inch Dynamic AMOLED 2X display, 5000 mAh battery with 45W fast charging, triple rear camera of 200 MP + 50 MP + 12 MP, and the Exynos 2400 (or Snapdragon 8 Gen 3 depending on the region). A monster that in Argentina costs around a million and a half pesos, but with interest-free installments you can escape the madness.

Motorola goes strong with the Edge 50 Pro: 6.7-inch pOLED display at 144 Hz, 4500 mAh battery with 125W turbo charging, 50 MP main camera with optical stabilization, and the Snapdragon 7 Gen 3. A mid-to-high-end device that costs around 600,000 pesos and becomes accessible with this plan.

Apple is not far behind: the iPhone 15 Pro Max comes with a 6.7-inch Super Retina XDR display, 4422 mAh battery with 27W fast charging, triple camera of 48 MP + 12 MP + 12 MP with 5x optical zoom, and the A17 Pro chip. A price that exceeds two million pesos, but with fixed installments you can treat yourself.

Xiaomi, the Chinese brand that is a hit, offers the Redmi Note 13 Pro+: 6.67-inch AMOLED display at 120 Hz, 5000 mAh battery with 120W charging, 200 MP camera, and the Dimensity 7200 Ultra processor. A phone worth about 400,000 pesos that becomes a gift with this plan.

Now, let’s talk about prices and financing. Values vary by model and store, but on average, the Galaxy S24 Ultra is available from $1,450,000, the Edge 50 Pro from $580,000, the iPhone 15 Pro Max from $2,100,000, and the Redmi Note 13 Pro+ from $390,000. With the 12 interest-free installment plan, installments range from $121,000 for the Samsung to $32,500 for the Xiaomi. Crazy!

How to access? You need a credit card from a participating bank (Banco Nación, Santander, Galicia, among others) and buy from affiliated stores like Frávega, Garbarino, Musimundo, or directly from the brands’ official websites. However, the installments are fixed and interest-free, but the final price includes VAT and other taxes. No fuss.

This plan is for a limited time, and stocks fly. If you need to change your phone, don’t think twice: go for it before it’s over. Run, they’re running out!

Updated Price Comparison

If you are thinking of buying a new cell phone, these are the most sought-after models. All with 12 interest-free installments:

• Samsung Galaxy A55 – From $450,000 in 12 interest-free installments (VAFTS9-E4CH)
• Motorola Edge 50 Fusion – From $520,000 in 12 interest-free installments (VAFTS9-HVNV)
• Xiaomi Redmi Note – From $350,000 in 12 interest-free installments (VAFTS9-WF9A)

Approximate prices. 12 interest-free installments subject to each seller. Look for the codes on Mercado Libre.