Revolution! Buy Your Cell Phone in Fixed Interest-Free Installments Returns This Month: Samsung, Motorola, Apple and Xiaomi Join In

It’s happening! After months of crazy rates and prices doing somersaults, the plan everyone was waiting for is back: fixed interest-free installments to buy cell phones in Argentina. And this isn’t just any installment plan: we’re talking 12, 18 and even 24 payments in pesos, with zero interest, straight from Samsung, Motorola, Apple and Xiaomi. Yes, you read that right: the biggest brands have aligned with banks so you can upgrade your phone without breaking the bank.

Let’s start with Samsung, which is coming on strong. The Galaxy S24 Ultra, with its 6.8-inch Dynamic AMOLED 2X display, 120 Hz refresh rate and peak brightness of 2600 nits, is a beast. The 5000 mAh battery lasts all day, and the Snapdragon 8 Gen 3 processor (or Exynos 2400 depending on region) flies. The 200 MP camera with 5x optical zoom and 100x space zoom makes you feel like a paparazzo. In Argentina, the S24 Ultra starts at $1,800,000 in fixed interest-free installments, with options of 12 or 18 payments.

Motorola isn’t far behind. The Edge 50 Ultra, with a 6.7-inch pOLED display and 144 Hz, is a powerhouse. The 4500 mAh battery charges to 100% in 30 minutes with the 125W charger, and the Snapdragon 8s Gen 3 processor performs like an F1 car. The 50 MP camera with a 64 MP periscope lens gives you 3x optical zoom and OIS stabilization so your photos don’t come out blurry. Price: around $1,200,000 in fixed installments, with financing at 12, 18 and even 24 months interest-free at some banks.

Apple, which always plays hard to get, is also joining in. The iPhone 15 Pro Max, with a 6.7-inch Super Retina XDR display, A17 Pro chip (the world’s first 3-nanometer chip) and 4422 mAh battery, is the king of performance. The 48 MP camera with 5x telephoto lens and 4K HDR cinema mode turns you into a Hollywood director. In fixed interest-free installments, you can find it from $2,100,000 in 12 payments, or $1,900,000 in 18 installments if you take advantage of bank promotions.

Xiaomi, which always breaks prices, brings the Xiaomi 14 with a 6.36-inch LTPO AMOLED display, 120 Hz and 3000 nits peak brightness. The Snapdragon 8 Gen 3 processor and 4610 mAh battery with 90W fast charging keep you going until noon. The 50 MP Leica camera with ultra-wide-angle lens and 3.2x telephoto gives you magazine-quality photos. Price: $950,000 in fixed interest-free installments at 12 or 18 months, a steal compared to the others.

How to access? Most banks like Nación, Provincia, Galicia, Santander and Macro offer these installments with credit cards. Some require buying from official stores or platforms like Mercado Libre. The trick is to look for «Cuota Fija» or «Ahora 12» interest-free plans. But be careful: prices may vary depending on inflation and stock availability, so don’t sleep on it.

In short, if you were waiting for the right time to upgrade your phone, this is the month. With fixed interest-free installments, you can get a Samsung Galaxy S24 Ultra, Motorola Edge 50, iPhone 15 Pro Max or Xiaomi 14 without your wallet crying. Which one will you buy? Go ahead, don’t miss out!

Updated Price Comparison

If you’re thinking about buying a new cell phone, these are the most sought-after models. All with 12 interest-free installments:

• Samsung Galaxy A55 – From $450,000 in 12 interest-free installments (VAFTS9-E4CH)
• Motorola Edge 50 Fusion – From $520,000 in 12 interest-free installments (VAFTS9-HVNV)
• Xiaomi Redmi Note – From $350,000 in 12 interest-free installments (VAFTS9-WF9A)

Approximate prices. 12 interest-free installments subject to each seller. Look for the codes on Mercado Libre.