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Technology

Revolution in the Cell Phone Market! Chinese Brands vs Samsung: Which Is Best for You to Buy in Installments?

Samsung and Xiaomi face off against Motorola and Apple in the smartphone war in Argentina. We tell you the top models, their specs, and how to finance them without breaking the bank.

Por Redacción El Sereno · julio 4, 2026

Attention, Argentina! If you’re thinking about changing your phone, you’d better pay attention because the battle for your wallet is hotter than ever. Samsung, the historic leader, now has to withstand the onslaught of Chinese brands, especially Xiaomi, which are coming on strong. What’s the best choice? We tell you the models that are shaking up the market and how to buy them in installments without the dollar ruining your budget.

Let’s start with Samsung. The Galaxy S24 Ultra is the beast: 6.8-inch Dynamic AMOLED 2X display, 5000 mAh battery, 200 MP quad camera, and the Exynos 2400 processor (or Snapdragon 8 Gen 3 in some markets). A powerhouse, but in Argentina its price is around $1,500,000. In installments, you can get it in up to 18 interest-free installments with some banks, but watch out: each installment would be about $83,000, a painful number.

On the Chinese side, Xiaomi steps up with the Xiaomi 14 Pro. 6.73-inch AMOLED display, 4880 mAh battery with 120W fast charging, 50 MP Leica camera, and the Snapdragon 8 Gen 3. Price? Around $1,200,000. In installments, you can find it in 12 fixed installments of $100,000. Cheaper than the Samsung, but with nearly identical specs. The downside? Warranty and technical service are a bit more complicated.

Motorola is also in the fight with the Edge 40 Pro. 6.67-inch OLED display, 4600 mAh battery with 125W charging, 50 MP triple camera, and the Snapdragon 8 Gen 2. Its price is around $1,100,000, with installments up to 18 months. It’s an intermediate option, but many users complain about updates.

And Apple, the brand with the apple, isn’t far behind. The iPhone 15 Pro Max has a 6.7-inch Super Retina XDR OLED display, 4422 mAh battery, 48 MP triple camera, and the A17 Pro chip. But here’s the problem: its price is $2,000,000. In installments, you could end up paying up to $111,000 per month over 18 installments. Is it worth it? It depends on whether you’re a fan of the Apple ecosystem.

Now, let’s talk about financing. In Argentina, banks offer fixed installment plans with rates ranging from 0% to 40% depending on the bank and card. For example, with Banco Galicia you can get the Samsung in 12 interest-free installments, while with BBVA, the Xiaomi has 18 fixed installments. But be careful: often the list price is inflated to compensate for the installments.

Conclusion? If you’re looking for the best value for money, Xiaomi gives you high-end specs for less money. If you prefer warranty and service, Samsung is more reliable. Motorola is a good option if you find a promotion, and Apple only if you have a well-lined pocket. In installments, it all depends on the installment that works for you. Analyze carefully and don’t get carried away by the hype!

Updated Price Comparison

If you’re thinking about buying a new phone, these are the most sought-after models. All with 12 interest-free installments:

Approximate prices. 12 interest-free installments subject to each seller. Search for the codes on Mercado Libre.

Comentarios

  1. ¡Tal cual! Hace un mes compré un Xiaomi Redmi Note 13 y me llegó impecable. La relación precio-calidad es increíble, no le envidia nada a los Samsung. Lo recontra recomiendo, sobre todo si querés ahorrar unos mangos.

  2. ¡Compré un Xiaomi Redmi Note 13 la semana pasada y me llegó al toque! Lo usé todo el finde y vuela, la batería me dura dos días. Lo recontra recomiendo, calidad-precio inmejorable. Samsung queda chico.

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